Withdrawing cash from a credit card is a common mistake done while travelling. I used to have a credit card. I was so used to using it that I even did the cardinal sin of withdrawing money from it. I never knew the high daily interest rates on cash withdrawn from a credit card. My debt really became huge in matter of months. I kept paying minimum amount. This was another sin I committed.
I want to share this so that nobody else, at least those who will read this post will ever withdraw using credit card. Now let me come to the positive part of the story. If you have actually unknowingly withdrawn cash and cannot pay it back, you should call the bank and get it changed into a Loan. Yes it is possible and you will not be paying the hefty interest too. Just a bit of paper work and you are done.
Loans can be had even through a credit card. It is not known really. Banks are ready to pay loans to their regular customers and the credit that you have on your card can be used to do that. It is simple and quick way of getting a loan. You will really like the speed of payment. As in other loans you will get a monthly installment. It is a great way to pay off debts, when you cannot have all the money at once. Is it not? But you should use this option only in emergency as the interest rates are a bit higher than regular loans.